The Turnaround Papers

Credit Line, Not Cash: Ending the Politics of the One-Time Handout

           The Turnaround Papers — No. 5 Credit Line, Not Cash: Ending the Politics of the One-Time Handout Every election season, the same scene repeats itself somewhere in Nigeria. A politician stands on a raised platform, a market association has been assembled, and envelopes or bank alerts of ₦20,000, ₦50,000, ₦75,000…

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The Road That Refuses to Die: Ending the Build-Collaspe-Rebuild Cycle

Every Nigerian knows this road. It was commissioned with fanfare eighteen months ago. A governor cut a ribbon. There were photographs, a brass band, promises about how this road would transform the community. Today it is craters and dust, and the same community that cheered its opening is now cursing its collapse. We tend to…

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The Trillion-Naira Filing Cabinet: How Mass Land Titling Becomes a State’s Best Revenue Engine

A farmer in Odeda owns eight acres his family has held for four generations. A trader in Sango-Ota owns the shop she has traded from for nineteen years. A civil servant in Abeokuta owns the bungalow he built with thirty years of savings. None of them owns anything a bank will look at. They have…

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The Turnaround Papers — The 40 Percent Harvest: How Cold Chain Infrastructure Can Raise Rural Incomes in One Season

There is a silent tax on every Nigerian farmer. It is not collected by any government. It appears on no receipt. Yet it takes roughly forty kobo out of every naira a farmer grows. It is called post-harvest loss. Nigeria loses an estimated 40–50% of its perishable produce [tomatoes, peppers, leafy vegetables, fruits, fish] between…

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